Possession Claims & Mortgage Arrears
If you have a mortgage and you fall behind with your mortgage payments, your lender may decide to repossess the property.
Mortgage lenders – ie the bank or building society – are able to repossess mortgaged homes because once a mortgage is agreed and the monies are forwarded, the lender takes a charge on the property. This means that they have a right over the property and will hold the deeds until the mortgage is paid off.
Whether your mortgaged home is freehold or leasehold, a mortgage lender can do this if you have fallen into mortgage arrears – and may issue a claim for possession of the property if you are unable to pay the arrears and continue your mortgage payments.
If you have received notice of a repossession order against you, taking legal advice from a specialist housing solicitor dealing with mortgage repossession is the only option to try and save your home.
Housing Law Solicitors possession claims solicitors regularly advise clients on mortgage possession claims – including cases where homeowners may not be able to pay the arrears or cannot continue with the mortgage agreement.
In these cases, unless a homeowner takes legal advice, they may find themselves not only losing their home, but also homeless after eviction.
Housing Law Solicitors can advise on the options available for remaining in your home if you have fallen into mortgage arrears – which is sometimes possible if you agree to certain conditions with your lender – and can help negotiate with the lender on your behalf.
Housing Law Solicitors can also advise on dispute resolution and mediation in mortgage arrears repossession cases.
If you are already on the verge of losing your home and being evicted, Housing Law Solicitors can take swift action to help you – and can also advise on applying to the council to be housed if you are already homeless (for example, you have lost your home and are staying on a friend’s floor).
If you feel that your home might have been repossessed illegally – for example, you have paid the mortgage and the service charge but have still been evicted or the freeholder has taken possession of the property, contact Housing Law Solicitors for expert legal advice on illegal eviction.
Housing Law Solicitors also advise landlords on alleged illegal eviction of tenants or leaseholders.
WHO WE AREWhy Choose
Housing Law Solicitors
There are many good reasons to choose our housing solicitors here to handle your legal defence. The first is our excellent reputation as industry leaders in this area of the law, with 5-star customer rated reviews and all of the clients who’ve used our services for Housing Law Solicitors saying they would recommend us to others. As they say, word of mouth, is the best advertising you can get. Members of our housing team have also been recognised by some of the top legal directories in the UK.
Our solicitors take a holistic, personalised approach to each and every case. We know that facing repossession or even disrepair or an anti-social behaviour order can be a very distressing experience and mounting a credible case without expert help is extremely difficult if not impossible. Our solicitors will listen to you and offer their advice in an honest, transparent manner, explaining your options clearly. They’ll also keep you updated on your case and work tirelessly to secure the best resolution for you.
Housing Law Solicitors - You can trust
How Housing Law Solicitors Can Help
Resolving any type of housing issues involves several steps, starting with providing initial advice on outcomes of housing matters. This advice is crucial, as it prevents you from accidentally incriminating yourself or making a mistake that could work against you in court further down the line. At Housing Law Solicitors, we also:
- Provide advice in relation to housing procedures and what to expect next
- Protect the rights of people facing anti-social behaviour
- Attend landlord interviews with you to ensure that proper procedure is followed and that you’ve the legal advice you need to answer questions appropriately
It is crucial you call us at the earliest possible stage of any housing issues or an anti-social behaviour order. Time is of the essence.What we regard as the best Housing Law Solicitors are waiting to help you. Call us now on 0800 061 4996 . All calls are free from landlines and Mobiles
Drug Offence Specialist SolicitorsWhat To Do Next
Our expert housing solicitors can provide tenants with housing advice and assistance. It’s essential to seek expert legal representation immediately. Time is of the essence. A person who has been facing housing issues has the right to legal representation as soon as they ask for it. Our housing solicitors will uphold your legal rights from the start to ensure that you’re treated fairly and to establish the facts in the case as soon as possible.
If you’re in this kind of situation, don’t hesitate. Call our housing law team on 0800 061 4996. We have our liaison team waiting to help.
Even if your case has progressed further than this, our Housing Law Solicitors can still help. It may be the case that you aren’t happy with your legal representation, or the charges against you have changed. In these circumstances. It’s always better to simply call our friendly housing law team to discuss the details of your case further for expert advice you can rely on. Our housing solicitor liaison team will clearly and honestly lay out the strategic options available to you, offering a realistic prediction of how the case will unfold and advise on how to achieve a positive outcome. We are always waiting to help.
Housing Law Solicitors
If you’re facing housing issues or an anti-social behaviour order, contact our experts at Housing Law Solicitors with access in London, Birmingham, Manchester. We are the number 1 choice to provide expert advice and legal representation anywhere in the UK. So, whatever your situation and wherever you are based, we’ll be there for you.
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- 437-441 London Road, Sheffield, S2 4HJ
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- Back office at Keoghs, Nicholls, Lindsell & Harris, 21-23 Market Street, Altrincham, WA14 1QT (by appointments only)
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